Nursyazana Mohd Sapian, and Siti Norziah Ismail. “The Impact of Using Cashless Transactions Among Malaysian Consumers Towards Payment Systems Performance”. Research in Management of Technology and Business 2, no. 1 (June 11, 2021): 420–436. Accessed September 1, 2024. https://publisher.uthm.edu.my/periodicals/index.php/rmtb/article/view/1890.