Hay, Jocelyn Hay Ying Xuan, and Norasmiha Mohd Nor. “The Relationship Between Psychological Beliefs and Financial Well-Being Among Working Adults in Malaysia”. Research in Management of Technology and Business, vol. 7, no. 1, June 2026, pp. 27-41, https://publisher.uthm.edu.my/periodicals/index.php/rmtb/article/view/23221.