CHEONG, Hao Sing; NASUREDIN, Juzaimi. Relationship Between the Factors and Adoption of E-payment Services among UTHM Students . Research in Management of Technology and Business, [S. l.], v. 4, n. 1, p. 394–415, 2023. Disponível em: https://publisher.uthm.edu.my/periodicals/index.php/rmtb/article/view/11683. Acesso em: 10 apr. 2026.