Hairuddin, Hafisah, et al. “The Correlation Between Trust and Security, Attitude And, Perceive Usefulness towards Online Payment Practice Among UTHM Diploma Students”. Multidisciplinary Applied Research and Innovation, vol. 6, no. 1, Jan. 2025, pp. 125-30, https://publisher.uthm.edu.my/periodicals/index.php/mari/article/view/17959.