Jamal Yasin, Abdullahi, and Abd Razak Ahmad. “Online Payment Choice, Customer Trust and Accessibility of E-Commerce in Somalia”. Journal of Technology Management and Business 9, no. 2 (December 26, 2022): 77–88. Accessed February 26, 2024. https://publisher.uthm.edu.my/ojs/index.php/jtmb/article/view/11372.