A. Jamal Yasin and A. R. . Ahmad, “Online Payment Choice, Customer Trust and Accessibility of E-Commerce in Somalia”, jtmb, vol. 9, no. 2, pp. 77–88, Dec. 2022, Accessed: May 04, 2024. [Online]. Available: https://publisher.uthm.edu.my/ojs/index.php/jtmb/article/view/11372