Shuib, M. S., J. T. Borhan, and A. Abu Bakar. “Musharakah Mutanaqisah Home Financing Products: An Implementation Analysis, Product Advantages and Issues at Citibank (Malaysia) Berhad”. Journal of Techno-Social, vol. 3, no. 2, Dec. 2011, https://publisher.uthm.edu.my/ojs/index.php/JTS/article/view/364.